5 Best Business Insurance Brokers in Bali to Protect Your Company
Running my business in Bali has been exciting, but I have quickly realized how risky things can get. Unexpected equipment damage or liability issues can pop up, and trying to figure out insurance on my own felt overwhelming.
That’s when I turned to a business insurance broker. They helped me navigate policies, ensured I had the right coverage, and handled all the paperwork so I could focus on running my business.
After some digging, I found a few brokers in Bali who really stand out for their expertise, range of services, and reliable support.
How much does a business insurance broker charge in Bali?
Business insurance brokers in Bali typically charge around IDR 3,000,000 to 20,000,000. However, the charges depend on business size, industry risk, type of coverage, and how complex the insurance plan is.
1. YDK Group Indonesia
Address: No 168 B, Jl. Mahendradatta Selatan, Padangsambian, Kec. Denpasar Bar., Kota Denpasar
Contact Details: +62 813-3741-0053
Operating Hours:
- Monday to Saturday: 8:00 AM to 8:00 PM
YDK Group Indonesia was founded by Yeny Dewi Krismawati over 18 years ago. It has become a go-to spot for a wide range of insurance solutions, including life and travel coverage.
A friend recently sought out their service and was pleasantly surprised by the warmth and professionalism of their team.
They offer tailored client protection planning and provide comprehensive advisory support for selecting the right insurance policies.
One standout feature is their 24/7 support system, ensuring clients can reach out any time for questions.
Their client-first approach really stands out in practice. They also go a step further by helping train and scale agents, reflecting a strong commitment to growth and excellence within the industry.
Plus, the free insurance consultation is a huge plus, making the initial steps accessible to all.
Unfortunately, a few clients have noted that while the consultation is thorough, it sometimes takes a bit longer to get to the specific inquiries than expected.
Amazing leader
“Amazing leader, program, and the place where positive people meet to build passive income together.”
- Reni Oceano, Google Review
The office is comfortable
“The office is comfortable, the interior is homey, if you have a meeting there, you feel comfortable sitting for a long time, the training room feels relaxed, so if there is training it is not tiring, and next to it there is another coffee shop, you don’t need to go far to have coffee.”
- Betty Wijaya, Google Review
2. Agen Asuransi Global (Allianz Bali)
Address: Jl. Nusa Penida No.59, Dauh Puri Klod, Kec. Denpasar Bar., Kota Denpasar
Contact Details: +62 817-9746-662
Operating Hours:
- Monday to Friday: 9:00 AM to 6:00 PM
- Saturday: 9:00 AM to 5:00 PM
We recently had the chance to work with Agen Asuransi Global, and our experience was positive overall.
We were looking for comprehensive business and asset protection coverage, and they really deliver. Their policy lifecycle support made the application process feel smooth, and we appreciated their assistance during renewals and claims.
However, we did face a couple of challenges. At times, it felt like there was a lack of clarity around the timelines for different processes, which left us wondering about the next steps.
Despite that, the personalized advisory approach was a bonus, especially when it came to managing loan burden protection. It really felt like they were there to help us every step of the way.
Communication was also a breeze. Their responsive service model using WhatsApp kept us connected effortlessly, even from our home base in Germany.
The quote generation system was efficient, allowing us to explore our options without any hassle. Also, the ongoing special offers were a nice touch that kept things interesting.
Reliable and caring insurance agent
“I’ve had such a great experience working with Dian! She’s incredibly responsive, easy to work with, and genuinely cares about her clients. Whether it’s health or home insurance, she provides the best support—always attentive, patient, and thorough when addressing my questions and concerns. It’s clear she wants what’s best for you and goes above and beyond to make sure you’re covered and confident in your choices. Highly recommend her to anyone looking for a reliable and caring insurance agent.”
- Rachel Lo, Google Review
Simple and stress-free
“I had a great experience working with mba Dian! They were incredibly knowledgeable, patient, and responsive throughout the entire process. They took the time to explain all my options clearly and helped me find the best coverage for my needs and budget. I really appreciated their honesty and professionalism. I would highly recommend MBA Dian to anyone looking for a trustworthy and dependable insurance agent. Thank you for making something that usually feels overwhelming so simple and stress-free!”
- Nuning Indri, Google Review
3. Sunday Insurance Indonesia
Address: Jl. Gatot Subroto Tengah No.297A, Dangin Puri Kaja, Kec. Denpasar Utara, Kota Denpasar
Contact Details: +62 361 4726089
Operating Hours:
- Monday to Friday: 8:30 AM to 5:30 PM
We recently explored the offerings of Sunday Insurance Indonesia, formerly known as PT Asuransi Hastin Utama, before its rebranding in 2023.
This innovative company specializes in motor fleet and logistics insurance, as well as key person insurance. Plus, they bring a fresh approach to the industry.
One of the standout features is their integration of AI and machine learning, which personalizes policies and significantly speeds up the claims process—definitely a game-changer for anyone in need of quick resolutions.
They have also adopted an omnichannel distribution system that makes managing policies really user-friendly. We were particularly impressed by how health claims can be processed through WhatsApp and resolved within just two days.
Furthermore, the digital policy management feature adds another layer of convenience, allowing users to keep tabs on their insurance effortlessly.
However, one downside is the potentially high costs, which could be a hurdle for smaller businesses.
Very satisfied
“Very good insurance, both in terms of service and fast workmanship, basically very satisfied.”
- Omesh Yoo, Google Review
Fast claim
“Good service and fast claim process”
- Erma Wati, Google Review
4. AXA
Address: Gd. Bank Mandiri KC Gajah Mada, Jl. Gajah Mada No.03, Dauh Puri Kangin, Kec. Denpasar Bar., Kota Denpasar
Contact Details: +62 361 4746221
Operating Hours:
- Monday to Friday: 8:00 AM to 5:00 PM
In our experience, AXA’s Smart Business solutions offered comprehensive coverage. We were particularly impressed with their business interruption and liability protection, which we found essential for managing operational risks.
We also noticed their strong emphasis on business continuity planning. This gave us confidence in their ability to support businesses through unexpected challenges.
Being part of the AXA Group, serving over 95 million clients across 50 countries, added a sense of reassurance due to its established reputation.
Additionally, we appreciated AXA’s multi-channel distribution system. Their bancasurance options made securing coverage more convenient and accessible.
Their digital capabilities further enhanced our experience. The claims process felt efficient, and the “Talk to Doctor” platform added a practical and innovative touch.
However, we did encounter a challenge. Some policy details were complex and could be confusing, especially at the beginning.
Nonetheless, their recognition as a top insurance provider for 2025 reflects their continued engagement in growth, innovation, and improvement within the industry.
Helpful customer officer
“The customer officer was very helpful.”
- Aida Rompis, Google Review
Nice building
“The building is very nice.”
- Krishna Santiyasa, Google Review
5. Zurich Indonesia
Address: Jl. Gatot Subroto Barat No.380 D, Pemecutan Kaja, Kec. Denpasar Utara, Kota Denpasar
Contact Details: +62 361 4715186
Operating Hours:
- Monday to Friday: 9:00 AM to 5:00 PM
We recently explored what Zurich Indonesia has to offer, and it was a solid experience overall. Their Sharia insurance option really stood out, providing an ethical choice for customers seeking compliant coverage.
We were particularly impressed by the parametric insurance for agriculture. It offers farmers weather-based protection, which is crucial in today’s unpredictable climate.
A highlight of our experience was their API-driven system, enabling real-time data processing. This tech-based approach significantly speeds up the underwriting process and enhances overall efficiency.
Furthermore, using the Zurich Edge Assistant was easy. It’s designed to support sales, serving, and claims, ensuring a well-assisted process throughout.
We also appreciate their adherence to the POJK insurance regulation, which adds a layer of trust. Their recognition for Best Embedded Insurance Innovation for 2025 also reflects their perseverance in innovation.
Their partnership with Bank Neo Commerce also provides clients with better access.
While navigating their extensive product range was somewhat confusing, they could improve the experience by simplifying it for newcomers.
Amazing service
“Amazing service very professional I would not look anywhere else for house or business property insurance.”
- Marie Hewson, Google Review
Friendly staff
“The staff is friendly, very helpful, and the service is fast.”
- Sandara Kamdhani, Google Review